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Life Insurance

Life insurance pays a specified sum to the beneficiaries upon the death of the insured. A life insurance policy is used to provide cash to your family in the event of your death. There are several types of life insurance policies. The most commons are: whole life insurance and term life insurance. Whole life insurance provides a lifetime of protection, as long as you pay the premiums to keep the policy active. They also accrue a cash value and thus offer a savings component. Term life insurance provides protection only during the term of the policy, and the policies are usually renewable at the end of the term.